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<!-- If you see this message, please enable HTML e-mail -->
<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
<html>
<head>
<title>PayPal</title>
<meta name="viewport" content="initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,width=device-width,height=device-height,target-densitydpi=device-dpi,user-scalable=no">
<style type="text/css">
.ReadMsgBody {
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}
.ExternalClass {
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*[class=button_style] {
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	-moz-border-radius: 7px !important;
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	-ms-border-radius: 7px !important;
}
*[class=button_style]:active {
	background: #008bdb !important;
}
*[class=button_style]:hover {
	background: #008bdb !important;
}
/* ---------------------- IPAD ---------------------- */
@media only screen and (min-device-width: 700px) and (max-device-width: 1024px) {
*[class=display_on] {
	display: block !important;
	height: auto !important;
	padding: 0;
	max-height: inherit !important;
	overflow: visible !important;
}
*[class=mobile_app_display_on] {
	margin-left: 187px !important;
	display: block !important;
	height: auto !important;
	padding: 0;
	max-height: inherit !important;
	overflow: visible !important;
}
*[class=mobile_body_table_width_mobapp] {
	display: block !important;
	width: 698px !important;
	height: auto !important;
	padding: 0;
	max-height: inherit !important;
	overflow: visible !important;
}
} /* END IPAD */
/* ---------------------- PHONE ---------------------- */
@media 
only screen and (max-width: 480px), 
only screen and (device-aspect-ratio: 9/16), 
only screen and (device-aspect-ratio: 5/8) and (max-width : 400px), 
only screen and (device-aspect-ratio: 3/5) { 
/* ------ OVERALL TABLE CONTROLS ------ */
*[class=display_on] {
	display: block !important;
	height: auto !important;
	padding: 0;
	max-height: inherit !important;
	overflow: visible !important;
}
*[class=mobile_app_display_on] {
	display: block !important;
	height: auto !important;
	padding: 0;
	max-height: inherit !important;
	overflow: visible !important;
}
*[class=no_mobile_all] {
	display: none !important;
}
*[class=no_mobile_phone] {
	display: none !important;
}
*[class=mobile_table_width_social] {
	display: block !important;
	width: 320px !important;
	float: left !important;
	height: auto !important;
	padding: 0;
	max-height: inherit !important;
	overflow: visible !important;
}
*[class=mobile_table_width] {

	width: 320px !important;
	height: auto !important;
	padding: 0;
	max-height: inherit !important;
	overflow: visible !important;
}
*[class=column_split_preheader] {
	display: block !important;
	width: 320px !important;
	float: left !important;
	height: auto !important;
	max-height: inherit !important;
	overflow: visible !important;
	text-align: left !important;
	padding: 5px 3px !important;
}
*[class=mobile_body_table_width_pad29_4up_1] {
	display: block !important;
	width: 260px !important;
	float: left !important;
	height: auto !important;
	max-height: inherit !important;
	overflow: visible !important;
	text-align: left !important;
}
*[class=column_split_large_promo_hero] {
	display: block !important;
	width: 260px !important;
	float: left !important;
	height: auto !important;
	max-height: inherit !important;
	overflow: visible !important;
	text-align: left !important;
}
*[class=column_split_large_promo_hero278] {
	display: block !important;
	width: 278px !important;
	float: left !important;
	height: auto !important;
	max-height: inherit !important;
	overflow: visible !important;
	text-align: left !important;
}
*[class=column_split_bml_banner] {
	display: block !important;
	width: 260px !important;
	float: left !important;
	height: auto !important;
	max-height: inherit !important;
	overflow: visible !important;
	text-align: left !important;
	padding: 16px 0 0 0 !important;
}
*[class=column_split_statement_login] {
	display: block !important;
	width: 260px !important;
	float: left !important;
	height: auto !important;
	max-height: inherit !important;
	overflow: visible !important;
	text-align: left !important;
	padding: 16px 0 0 0 !important;
}
*[class=column_split_bml_banner_phone] {
	display: block !important;
	width: 260px !important;
	float: left !important;
	height: auto !important;
	max-height: inherit !important;
	overflow: visible !important;
	text-align: left !important;
	padding: 5px 0 0 0 !important;
}
*[class=column_split_one_up_large_image] {
	display: block !important;
	width: 260px !important;
	float: left !important;
	height: auto !important;
	max-height: inherit !important;
	overflow: visible !important;
	text-align: left !important;
	padding: 0 0 10px 0 !important;
}
*[class=column_split_one_up_large_image278] {
	display: block !important;
	width: 278px !important;
	float: left !important;
	height: auto !important;
	max-height: inherit !important;
	overflow: visible !important;
	text-align: left !important;
	padding: 0 0 10px 0 !important;
}
*[class=column_split_one_up_large_text] {
	display: block !important;
	width: 260px !important;
	float: left !important;
	height: auto !important;
	max-height: inherit !important;
	overflow: visible !important;
	text-align: left !important;
	padding: 0 !important;
}
*[class=mobile_body_table_width_pad29_3up] {
	display: block !important;
	width: 278px !important;
	height: auto !important;
	max-height: inherit !important;
	overflow: visible !important;
}
*[class=mobile_body_table_width_pad29_4up] {
	display: block !important;
	width: 278px !important;
	height: auto !important;
	max-height: inherit !important;
	overflow: visible !important;
	padding: 0 !important;
}
*[class=mobile_body_table_width_pad29_5up] {
	display: block !important;
	width: 278px !important;
	height: auto !important;
	max-height: inherit !important;
	overflow: visible !important;
	padding: 0 !important;
}
*[class=mobile_body_table_width] {
	width: 318px !important; /* 320px - 2px border */
	height: auto !important;
	padding: 0;
	max-height: inherit !important;
	overflow: visible !important;
}
*[class=mobile_body_table_width_mobapp] {
	display: block !important;
	width: 318px !important; /* 320px - 2px border */
	height: auto !important;
	padding: 0;
	max-height: inherit !important;
	overflow: visible !important;
}
*[class=mobile_body_table_width_pad29] {
	display: block !important;
	width: 260px !important; /* 320px - 2px border - 29px left padding - 29px right padding */
	height: auto !important;
	padding: 0;
	max-height: inherit !important;
	overflow: visible !important;
}
*[class=mobile_body_table_width_pad20] {
	width: 278px !important; /* 320px - 2px border - 20px left padding - 20px right padding */
	height: auto !important;
	padding: 0;
	max-height: inherit !important;
	overflow: visible !important;
}
*[class=mobile_only_body_table_width_pad20] {
	width: 278px !important; /* 320px - 2px border - 20px left padding - 20px right padding */
	height: auto !important;
	padding: 0;
	max-height: inherit !important;
	overflow: visible !important;
}
*[class=addPadding25h] {
	padding-bottom: 25px !important;
}
*[class=removePadding] {
	padding: 0 !important;
}
*[class=showmobile]{
	display:block !important; 
	width:318px !important; 
	height:auto !important; 
	padding:0; 
	max-height:inherit !important; 
	overflow:visible !important;
	}
*[class=showmobile320]{
	display:block !important; 
	width:320px !important; 
	height:auto !important; 
	padding:0; 
	max-height:inherit !important; 
	overflow:visible !important;
	}
*[class=showmobileApp]{
	display:block !important; 
	width:318px !important; 
	height:auto !important; 
	padding:0; 
	max-height:inherit !important; 
	overflow:visible !important;
	}

/* ------ HEADER CONTROLS ------ */
*[class=head_top_320px] {
	display: block !important;
}
*[class=head_top_160px] {
	display: none !important;
}
*[class=head_top_220px] {
	display: none !important;
}
/* ------ BODY SPACER CONTROLS ------ */
*[class=img_body_spacer] {
	width: 318px !important;
}
*[class=bml_banner_height_spacer] {
	width: 20px !important;
	height: 130px !important;
}
*[class=leftRightMargin20] {
	width: 20px !important;
}
/* ------ IMAGE CONTROLS ------ */
*[class=mobile_hero_width] {
	width: 318px !important;

	height: auto !important;
}
*[class=mobile_promo_hero_width] {
	width: 194px !important;
	height: auto !important;
	margin: 20px 0 0 0 !important;
}
*[class=one_up_small_image] {
	margin: 0 0 0 0px !important;
}
*[class=body_horizontal_rule] {
	width: 318px !important;
	height: 1px !important;
}
*[class=mobile_promo_hero_width_4_up] {
	width: 138px !important;
	height: auto !important;
}
*[class=mobile_promo_hero_width_5_up] {
	margin: 0 !important;
}
*[class=mobile_app_width] {
	width: 235px !important;
	height: 10px !important;
}
*[class=mobile_app_button_width] {
	width: 95px !important;
	height: 1px !important;
}
*[class=oneUpSmallSpacer] {
	width: 30px !important;
	height: 20px !important;
	display: block !important;
	float: left !important;
	overflow: visible !important;
	text-align: left !important;
	padding: 0 !important;
}
/* ------ TEXT CONTROLS ------ */
*[class=text_darkblue_header] {
	font-size: 28px !important;
}
*[class=text_lightblue_header] {
	font-size: 28px !important;
}
*[class=text_gray_paragraph] {
	font-size: 14px !important;
}
.appleLinksBlue a {
	color:#009CDE !important; 
	text-decoration: none !important;
}

.appleLinksGrey a {
	color:#666666 !important; 
	text-decoration: none !important;
}
/* ------ UTILITY NAV CONTROLS ------ */
*[class=mobile_table_width_utility_nav_phone] {
	display: block !important;
	width: 320px !important;
	float: left !important;
	height: auto !important;
	padding: 0;
	max-height: inherit !important;
	overflow: visible !important;
}
*[class=mobile_table_width_utility_nav] {
	display: block !important;
	width: 320px !important;
	float: left !important;
	height: auto !important;
	padding: 0;
	max-height: inherit !important;
	overflow: visible !important;
}
*[class=utility_nav] {
	/*display: block !important;
	background: #666 !important;
	color: #fff !important;
	border-radius: 5px !important;
	-webkit-border-radius: 5px !important;
	-moz-border-radius: 5px !important;
	width: 320px !important;
	padding: 5px 0 !important;
	margin: 5px 0 !important;
	line-height:26px !important;*/
	font-size: 12px !important;
	text-align: center !important;
}
*[class=ultility_nav_padding] {
	padding: 19px 0 21px 0 !important;
	text-align: center;
	width: 320px !important;
}
*[class=column_split_utility_nav] {
	display: block !important;
	width: 320px !important;
	float: left !important;
	height: auto !important;
	padding: 0;
	max-height: inherit !important;
	overflow: visible !important;
}
/* ------ BUTTON CONTROLS ------ */
*[class=button_style] {
	border-radius: 7px !important;
	-webkit-border-radius: 7px !important;
	-moz-border-radius: 7px !important;
	-o-border-radius: 7px !important;
	-ms-border-radius: 7px !important;
}
*[class=button_style]:active {
	background: #009CDE !important;
}
*[class=button_style]:hover {
	background: #009CDE !important;
}
*[class=mobile_button] {
	width: 278px !important;
}
/* ------ FOOTER CONTROLS ------ */
*[class=horizontal_rule] {
	width: 320px !important;
	height: 2px !important;
}
} /* END PHONE CSS */



/* ---------------------- TABLET ---------------------- */
@media only screen and (min-device-width: 481px) and (max-device-width: 699px) {
/* ------ OVERALL TABLE CONTROLS ------ */
*[class=display_on] {
	display: block !important;
	height: auto !important;
	padding: 0;
	max-height: inherit !important;
	overflow: visible !important;
}
*[class=mobile_app_display_on] {
	margin-left: 75px !important;
	display: block !important;
	height: auto !important;
	padding: 0;
	max-height: inherit !important;
	overflow: visible !important;
}
*[class=no_mobile] {
	display: none !important;
}
*[class=mobile_table_width] {
	display: block !important;
	width: 480px !important;
	height: auto !important;
	padding: 0;
	max-height: inherit !important;
	overflow: visible !important;
}
*[class=column_split] {
	display: block !important;
	width: 480px !important;
	float: left !important;
	height: auto !important;
	padding: 0;
	max-height: inherit !important;
	overflow: visible !important;
}
*[class=column_split478] {
	display: block !important;
	width: 478px !important;
	float: left !important;
	height: auto !important;
	padding: 0;
	max-height: inherit !important;
	overflow: visible !important;
}
*[class=mobile_body_table_width] {
	display: block !important;
	width: 478px !important; /* 480px - 2px border */
	height: auto !important;
	padding: 0;
	max-height: inherit !important;
	overflow: visible !important;
}
*[class=mobile_body_table_width_mobapp] {
	display: block !important;
	width: 478px !important; /* 480px - 2px border */
	height: auto !important;
	padding: 0;
	max-height: inherit !important;
	overflow: visible !important;
}
*[class=mobile_body_table_width_pad29] {
	display: block !important;
	width: 420px !important; /* 480px - 2px border - 29px left padding - 29px right padding */
	height: auto !important;
	padding: 0;
	max-height: inherit !important;
	overflow: visible !important;
}
*[class=mobile_body_table_width_pad20] {
	display: block !important;
	width: 438px !important; /* 480px - 2px border - 29px left padding - 29px right padding */
	height: auto !important;
	padding: 0;
	max-height: inherit !important;
	overflow: visible !important;
}
*[class=mobile_body_table_width_pad29_3up] {
	display: block !important;
	width: 134px !important;
	height: auto !important;
	padding: 0;
	max-height: inherit !important;
	overflow: visible !important;
}
*[class=mobile_body_table_width_pad29_4up] {
	display: block !important;
	width: 98px !important;
	height: auto !important;
	padding: 0;
	max-height: inherit !important;
	overflow: visible !important;
}
*[class=mobile_body_table_width_pad29_5up] {
	display: block !important;
	width: 78px !important;
	height: auto !important;
	padding: 0;
	max-height: inherit !important;
	overflow: visible !important;
}
*[class=column_split_bml_banner] {
	display: block !important;
	width: 420px !important;
	float: left !important;
	height: auto !important;
	max-height: inherit !important;
	overflow: visible !important;
	text-align: left !important;
	padding: 16px 0 0 0 !important;
}
*[class=column_split_statement_login] {
	display: block !important;
	width: 210px !important;
	float: left !important;
	height: auto !important;
	max-height: inherit !important;
	overflow: visible !important;
	text-align: left !important;
	padding: 8px 0 0 0 !important;
}
*[class=mobile_body_table_width_pad29_4up_1] {
	display: block !important;
	width: 420px !important;
	float: left !important;
	height: auto !important;
	max-height: inherit !important;
	overflow: visible !important;
	text-align: left !important;
}
*[class=addPadding25h] {
	padding-bottom: 25px !important;
}

*[class=showmobileApp]{
	display:block !important; 
	width:448px !important; 
	height:auto !important; 
	padding:0; 
	max-height:inherit !important; 
	overflow:visible !important;
	}
/* ------ HEADER CONTROLS ------ */
*[class=head_top_320px] {
	display: block !important;
}
*[class=head_top_160px] {
	display: block !important;
}
*[class=head_top_220px] {
	display: none !important;
}
/* ------ BODY SPACER CONTROLS ------ */
*[class=img_body_spacer] {
	width: 478px !important;
}
*[class=bml_banner_height_spacer] {
	width: 20px !important;
	height: 100px !important;
}
*[class=leftRightMargin20] {
	width: 20px !important;
}
*[class=three_up_horizontal_spacer_19] {
	width: 19px !important;
}
*[class=three_up_horizontal_spacer_9] {
	width: 9px !important;
}
*[class=four_up_horizontal_spacer_7] {
	width: 7px !important;
}
*[class=four_up_horizontal_spacer_4] {
	width: 4px !important;
}
*[class=five_up_horizontal_spacer_1] {
	width: 4px !important;
}
*[class=five_up_horizontal_spacer_6] {
	width: 6px !important;
}
/* ------ IMAGE CONTROLS ------ */
*[class=mobile_hero_width] {
	width: 478px !important;
	height: auto !important;
}
*[class=mobile_promo_hero_width] {
	width: 134px !important;
	height: auto !important;
}
*[class=mobile_promo_hero_width_4_up] {
	width: 98px !important;
	height: auto !important;
}
*[class=mobile_promo_hero_width_5_up] {
	width: 78px !important;
	height: auto !important;
}
*[class=body_horizontal_rule] {
	width: 478px !important;
	height: 1px !important;
}


*[class=mobile_app_width] {
	width: 398px !important;
	height: 10px !important;
}
*[class=mobile_greyspacer436] {
	width: 436px !important;
	height: 1px !important;
}
*[class=mobile_app_button_width] {
	width: 173px !important;
	height: 1px !important;
}
*[class=oneUpSmallSpacer] {
	width: 30px !important;
	height: 20px !important;
}
/* ------ TEXT CONTROLS ------ */
*[class=text_darkblue_header] {
	font-size: 32px !important;
}
*[class=text_lightblue_header] {
	font-size: 32px !important;
}
*[class=text_gray_paragraph] {
	font-size: 14px !important;
}
.appleLinksBlue a {
	color:#009CDE !important; 
	text-decoration: none !important;
}
/* ------ UTILITY NAV CONTROLS ------ */
*[class=utility_nav_spacer] {
	width: 10px !important;
}
*[class=mobile_table_width_social] {
	width: 78px !important;
}
*[class=mobile_table_width_utility_nav] {
	width: 400px !important;
}
*[class=mobile_table_width_utility_nav_phone] {
	display: none !important;
}
/* ------ FOOTER CONTROLS ------ */
*[class=horizontal_rule] {
	width: 480px !important;
	height: 2px !important;
}
/* ------ BUTTON CONTROLS ------ */
*[class=button_style] {
	border-radius: 7px !important;
	-webkit-border-radius: 7px !important;
	-moz-border-radius: 7px !important;
	-o-border-radius: 7px !important;
	-ms-border-radius: 7px !important;
}
*[class=button_style]:active {
	background: #008bdb !important;
}
*[class=button_style]:hover {
	background: #009CDE !important;
}
*[class=mobile_button] {
	width: 278px !important;
}
} /* END TABLET CSS */
</style>
</head>
<body style="padding:0; margin:0; background:#f2f2f2;">
<table width="100%" border="0" cellpadding="0" cellspacing="0">
  <tr>
    <td align="center" valign="top" style="padding:0; margin:0; background:#f2f2f2;"><table class="mobile_table_width" width="700" border="0" cellpadding="0" cellspacing="0" align="center">
        <!-- TEMPLATE: PREHEADER -->
        <tr>
          <td><table class="no_mobile_phone" width="100%" border="0" cellpadding="0" cellspacing="0" align="center">
              <tr>
                <td class="column_split_preheader" width="471" align="left" style="padding:15px 0; font-family:Helvetica,Arial,sans-serif; -webkit-font-smoothing: antialiased; font-size:12px; color:#666666; text-align:left;"><a
 href="#" style="text-decoration:none; color:#666666;" target="_blank"
><strong>Catalin Gherman</strong> &#8211; How to protect your customers... and yourself</a></td>

                <td class="no_mobile_phone" width="38"><img src="https://image.paypal-communication.com/paypal_eu/common/module_system/modules/spacer10.gif" height="1" width="38" border="0" style="display:block;" /></td>
                <td class="column_split_preheader" width="191" align="right" style="padding:15px 0; line-height:19px; font-family:Helvetica,Arial,sans-serif;  -webkit-font-smoothing: antialiased; font-size:12px; color:#666666; text-align:right;"><a
 href="https://email-edg.paypal.com/r/K9S0BI2/U8HBEP/6TQCG7/NUX33V/BX2MQW/I9/h?a=K9S0BI2&b=7MFXMN&c=9QFCTL9&d=KMBIWJ&e=1&f=16be027e3e677c3710c4" style="font-weight:normal; text-decoration:underline; color:#666666;" target="_blank"
><span style="font-family:Helvetica,Arial,sans-serif;  font-size:12px; color:#666666; text-align:right;">View Online</span></a></td>

              </tr>
            </table>
            
            
            <!--[if !mso]><!-->
<div style="display:none; width:0px; max-height:0px; overflow:hidden;" class="showmobile320">
            <table width="320" border="0" cellpadding="0" cellspacing="0" align="center" style="display:none; width:0px; max-height:0px; overflow:hidden;" class="showmobile320">
              <tr>
                <td width="320" align="left" style="padding:5px 3px; font-family:Helvetica,Arial,sans-serif;  -webkit-font-smoothing: antialiased; font-size:12px; color:#666666; text-align:left;"><a
 href="#" style="text-decoration:none; color:#666666;" target="_blank"
><strong>Catalin Gherman</strong> &#8211; How to protect your customers... and yourself</a></td>
                </tr>
                <tr>
                
                <td width="320" align="left" style="padding:5px 3px; font-family:Helvetica,Arial,sans-serif;  -webkit-font-smoothing: antialiased; font-size:12px; color:#666666; text-align:left;"><a
 href="https://email-edg.paypal.com/r/K9S0BI2/U8HBEP/6TQCG7/NUX33V/MFY9LF/I9/h?a=K9S0BI2&b=7MFXMN&c=9QFCTL9&d=KMBIWJ&e=1&f=16be027e3e677c3710c4" style="font-weight:normal; text-decoration:underline; color:#666666;" target="_blank"
><span style="font-family:Helvetica,Arial,sans-serif;  font-size:12px; color:#666666; text-align:right;">View Online</span></a></td>
                
              </tr>
            </table>
            </div>
<!--<![endif]--></td>
        </tr>
        <!-- TEMPLATE: PREHEADER --> 
        <!-- TEMPLATE: TOP BORDER -->
        <tr>
          <td><table class="mobile_table_width" width="700" border="0" cellpadding="0" cellspacing="0" align="center">
              <tr>
                <td><img src="https://image.paypal-communication.com/paypal_eu/common/module_system/wireframe/images/template_top_left_1px.jpg" width="1" height="20" alt="" border="0" style="display:block;"></td>
                <td><img src="https://image.paypal-communication.com/paypal_eu/common/module_system/wireframe/images/template_top_left_3px.jpg" width="3" height="20" alt="" border="0" style="display:block;"></td>
                <td><img class="head_top_320px" src="https://image.paypal-communication.com/paypal_eu/common/module_system/wireframe/images/template_top_312px.jpg" width="312" height="20" alt="" border="0" style="display:block;"></td>
                <td><img class="head_top_160px" src="https://image.paypal-communication.com/paypal_eu/common/module_system/wireframe/images/template_top_160px.jpg" width="160" height="20" alt="" border="0" style="display:block;"></td>
                <td><img class="head_top_220px" src="https://image.paypal-communication.com/paypal_eu/common/module_system/wireframe/images/template_top_220px.jpg" width="220" height="20" alt="" border="0" style="display:block;"></td>
                <td><img src="https://image.paypal-communication.com/paypal_eu/common/module_system/wireframe/images/template_top_right_3px.jpg" width="3" height="20" alt="" border="0" style="display:block;"></td>
                <td><img src="https://image.paypal-communication.com/paypal_eu/common/module_system/wireframe/images/template_top_right_1px.jpg" width="1" height="20" alt="" border="0" style="display:block;"></td>
              </tr>
            </table></td>
        </tr>
        <!-- / TEMPLATE: TOP BORDER --> 
        <!-- TEMPLATE: BODY -->
        <tr>
          <td style="background:#f2f2f2;"><table class="mobile_table_width" width="700" border="0" cellpadding="0" cellspacing="0" align="center" style="background:#f2f2f2;">
              <!-- TEMPLATE: BODY: FORCED SPACERS -->
              <tr>
                <td style="background:#e3e3e3;"><img src="https://image.paypal-communication.com/paypal_eu/common/module_system/modules/spacer10.gif" height="1" width="1" border="0" style="display:block;" /></td>
                <td style="background:#fff;"><img class="img_body_spacer" src="https://image.paypal-communication.com/paypal_eu/common/module_system/modules/spacer10.gif" height="1" width="698" border="0" style="display:block;" /></td>
                <td style="background:#e3e3e3;"><img src="https://image.paypal-communication.com/paypal_eu/common/module_system/modules/spacer10.gif" height="1" width="1" border="0" style="display:block;" /></td>
              </tr>
              <!-- / TEMPLATE: BODY: FORCED SPACERS --> 
              <!-- TEMPLATE: BODY: LEFT BORDER -->
              <tr>
                <td style="background:#e3e3e3;"><img src="https://image.paypal-communication.com/paypal_eu/common/module_system/modules/spacer10.gif" height="1" width="1" border="0" style="display:block;" /></td>
                <!-- / TEMPLATE: BODY: LEFT BORDER -->
                <td align="left" valign="top" style="background:#fff;"><!-- TEMPLATE: PAYPAL LOGO AND SPACERS -->
                  
                  <table class="mobile_body_table_width" width="698" border="0" cellpadding="0" cellspacing="0" align="center" style="background:#fff;">
                    <tr>
                      <td><table class="mobile_body_table_width" width="698" border="0" cellpadding="0" cellspacing="0" align="center" style="background:#fff;">
                          <tr>
                          <td width="29" style="background:#fff;" class="leftRightMargin20"><img class="leftRightMargin20" src="https://image.paypal-communication.com/paypal_eu/common/module_system/modules/spacer10.gif" height="1" width="29" border="0" style="display:block;" /></td>
                            <td width="140" style="background:#fff;" valign="top"><a
 href="https://email-edg.paypal.com/r/K9S0BI2/U8HBEP/6TQCG7/NUX33V/NREX6V/I9/h" target="_blank"
><img src="https://image.paypal-communication.com/paypal_eu/common/module_system/wireframe/images/pp_h_rgb.gif" height="34" width="140" alt="PayPal" border="0" style="display:block;"></a></td>
                            <td width="40" style="background:#fff;" class="leftRightMargin20"><img class="leftRightMargin20" src="https://image.paypal-communication.com/paypal_eu/common/module_system/modules/spacer10.gif" height="1" width="40" border="0" style="display:block;" /></td>
                            <!-- Partner Logo #1 -->
                            
                            <!-- Partner Logo #2 -->
                            <td style="background:#fff;" align="right" valign="top">
                            

                            <img class="leftRightMargin20" src="https://image.paypal-communication.com/paypal_eu/common/module_system/modules/spacer10.gif" height="1" width="118" border="0" style="display:block;" />
                                 
                            
                            </td>
                            <td width="29" style="background:#fff;" class="leftRightMargin20"><img class="leftRightMargin20" src="https://image.paypal-communication.com/paypal_eu/common/module_system/modules/spacer10.gif" height="1" width="29" border="0" style="display:block;" /></td>
                            <!-- / Partner Logo #2 --> 
                          </tr>
                        </table></td>
                    </tr>

                    <tr>
                      <td style="background:#fff;"><img src="https://image.paypal-communication.com/paypal_eu/common/module_system/modules/spacer10.gif" height="29" width="1" border="0" style="display:block;" /></td>
                    </tr>
                  </table>
                  
                  <!-- / TEMPLATE: PAYPAL LOGO AND SPACERS --></td>
                <!-- TEMPLATE: BODY: RIGHT BORDER -->
                <td style="background:#e3e3e3;"><img src="https://image.paypal-communication.com/paypal_eu/common/module_system/modules/spacer10.gif" height="1" width="1" border="0" style="display:block;" /></td>
              </tr>
              <!-- / TEMPLATE: BODY: RIGHT BORDER --> 
              <!-- TEMPLATE: BODY: LEFT BORDER -->
              <tr>
                <td style="background:#e3e3e3;"><img src="https://image.paypal-communication.com/paypal_eu/common/module_system/modules/spacer10.gif" height="1" width="1" border="0" style="display:block;" /></td>
                <!-- / TEMPLATE: BODY: LEFT BORDER -->
                <td align="left" valign="top" style="background:#fff; font-family:Helvetica,Arial,sans-serif;  -webkit-font-smoothing: antialiased; font-size:13px; color:#666666; padding-bottom:9px;"><table class="mobile_body_table_width" width="698" border="0" cellpadding="0" cellspacing="0" align="center" style="background:#fff;">
                    <tr>
                      <td class="mobile_body_table_width_pad29" width="640" style="background:#fff;"><!-- BODY CONTENT HERE --> 
                     <!--HERO COPY START--->

<table class="mobile_body_table_width" width="698" border="0" cellpadding="0" cellspacing="0" align="center" style="background:#fff;">
  <tr>
    <td width="29" class="leftRightMargin20"><img class="leftRightMargin20" src="https://image.paypal-communication.com/paypal_eu/common/module_system/modules/spacer10.gif" height="1" width="29" border="0" style="display:block;" /></td>
    <td style="padding: 0 0 30px 0;"><!-- START 29PX-LEFT, 29PX-RIGHT INDENTED CONTENT -->
      
      <table class="mobile_body_table_width_pad20" width="640" border="0" cellpadding="0" cellspacing="0" align="center" style="background:#fff;">
        <tr>
          <td class="mobile_body_table_width_pad20" style="font-family:Helvetica,Arial,sans-serif; color:#666666; font-size:13px; -webkit-font-smoothing: antialiased; padding: 0 0 20px 0;"><span class="text_lightblue_header" style="color:#009CDE; font-size:42px; font-family:Helvetica,Arial,sans-serif;">Some more peace of mind for your customers.</span>
          </td>
          </tr>
           <tr>
          <td class="mobile_body_table_width_pad20" style="font-family:Helvetica,Arial,sans-serif; color:#666666; font-size:13px; line-height:19px; -webkit-font-smoothing: antialiased; padding: 0 0 23px 0;">
          
            <span style="font-size:13px; line-height:19px; color:#666666; font-family:Helvetica,Arial,sans-serif;">Hi Catalin,<br /><br />We informed customers that they will now have up to 180 days to file a dispute through PayPal&#8217;s resolution center. This reduced time pressure should leave both merchants and customers more time to reach a friendly solution.<br /><br />If an agreement can&#8217;t be reached, we will as before look into the case and decide whether the customer should be reimbursed. This can make customers &#8211; especially those 
who are not yet comfortable shopping online &#8211; more eager to shop on your website.<br /><br />Check out the banners we created for you on that topic and let your customers know that by paying with PayPal they can be protected on your website. Our visible presence as a trusted payment method can be a conversion boost. </span>
            
            </td>
            </tr>
            
            
            

        <tr>
          <td style="font-family:Helvetica,Arial,sans-serif; color:#717074; font-size:14px; -webkit-font-smoothing: antialiased;"><table id="blue_button" class="mobile_button" width="299" border="0" cellspacing="0" cellpadding="0">
              <tr>
                <td><table class="mobile_button" width="299" border="0" cellspacing="0" cellpadding="0">
                    <tr>
                      <td height="1" id="button_force_width"><img src="https://image.paypal-communication.com/paypal_eu/common/module_system/modules/spacer10.gif" height="1" width="262" border="0" style="display:block;" /></td>
                    </tr>
                    <tr>
                      <td><table class="mobile_button" width="299" border="0" cellspacing="0" cellpadding="0">
                          <tr>
                            <td height="40" width="1" id="force_height"><img src="https://image.paypal-communication.com/paypal_eu/common/module_system/modules/spacer10.gif" height="40" width="1" border="0" style="display:block;" /></td>
                            <td class="button_style" id="button_text" align="center" valign="middle" style="font-family:Arial,sans-serif; font-weight:bold; font-stretch:normal; text-align:center; color:#ffffff; font-size:13px;background:#009CDE; border-radius:5px !important; -webkit-border-radius: 5px !important; -moz-border-radius: 5px !important; -o-border-radius: 5px !important; -ms-border-radius: 5px !important;">
  <a
 href="https://email-edg.paypal.com/r/K9S0BI2/U8HBEP/6TQCG7/NUX33V/HQ4DNS/I9/h?a=https://www.paypal.com/gr/webapps/mpp/banners" style="color:#ffffff; text-decoration:none; display:block; font-weight:bold;" target="_blank"
><span style="color:#ffffff; text-decoration:none; display:block; font-family:Arial,sans-serif; font-weight:bold; font-size:13px; line-height:15px;">Download the banners</span></a></td>
                          </tr>
                        </table></td>
                    </tr>
                  </table></td>
              </tr>
            </table></td>
        </tr>
      </table>
      
      <!-- / START 29PX-LEFT, 29PX-RIGHT INDENTED CONTENT --></td>
    <td width="29" class="leftRightMargin20"><img class="leftRightMargin20" src="https://image.paypal-communication.com/paypal_eu/common/module_system/modules/spacer10.gif" height="1" width="29" border="0" style="display:block;" /></td>
  </tr>
</table>

<!--HERO COPY END--->
<!--HEAD SUB COPY  START--->

<table class="mobile_body_table_width" width="698" border="0" cellpadding="0" cellspacing="0" align="center" style="background:#fff;">
  <tr>
    <td width="29" class="leftRightMargin20"><img class="leftRightMargin20" src="https://image.paypal-communication.com/paypal_eu/common/module_system/modules/spacer10.gif" height="1" width="29" border="0" style="display:block;" /></td>
    <td style="padding: 0 0 0 0;"><!-- START 29PX-LEFT, 29PX-RIGHT INDENTED CONTENT --><table class="mobile_body_table_width_pad20" width="640" border="0" cellpadding="0" cellspacing="0" align="center" style="background:#fff;">
     <tr>
       <td style="font-family:Helvetica,Arial,sans-serif; color:#666666; font-size:13px; line-height:19px; -webkit-font-smoothing: antialiased; padding: 0 0 15px 0;">
         <strong><span style="font-size:16px; line-height:24px; color:#666666; font-family:Helvetica,Arial,sans-serif;">More tips to protect your business</span></strong><br>
<br>

         <span style="font-size:13px; color:#666666; font-family:Helvetica,Arial,sans-serif;">To help you monitor fraud and provide the right response to customers&#8217; issues, we created a handbook with some tips and advice.</span>
         </td>
     </tr>
      
                  <tr>
                  <td style="font-family:Helvetica,Arial,sans-serif; color:#009CDE; font-size:13px; line-height:19px; -webkit-font-smoothing: antialiased;">
      
      <a
 href="https://email-edg.paypal.com/r/K9S0BI2/U8HBEP/6TQCG7/NUX33V/676VK4/I9/h?a=https://www.paypalobjects.com/webstatic/business_protectionAssets/pdf/lux_handbook.pdf" style="font-family:Helvetica,Arial,sans-serif; color:#009CDE; font-size:13px; text-decoration:none; font-weight:bold;" target="_blank"
><span style="color:#009CDE; font-size:13px; text-decoration:none; font-weight:bold; font-family:Helvetica,Arial,sans-serif;">Download the handbook</span></a></td>
  </tr> 
  
  
</table>

<!-- / START 29PX-LEFT, 29PX-RIGHT INDENTED CONTENT --></td>
    <td width="29" class="leftRightMargin20"><img class="leftRightMargin20" src="https://image.paypal-communication.com/paypal_eu/common/module_system/modules/spacer10.gif" height="1" width="29" border="0" style="display:block;" /></td>
  </tr>
</table>

<!--HEAD SUB COPY  END--->
                        
                        
                        <!-- / BODY CONTENT HERE --></td>
                    </tr>
                  </table></td>
                <!-- TEMPLATE: BODY: RIGHT BORDER -->
                <td style="background:#e3e3e3;"><img src="https://image.paypal-communication.com/paypal_eu/common/module_system/modules/spacer10.gif" height="1" width="1" border="0" style="display:block;" /></td>
              </tr>
              <!-- / TEMPLATE: BODY: RIGHT BORDER -->
            </table></td>
        </tr>
        <!-- / TEMPLATE: BODY --> 
        <!-- TEMPLATE: BOT BORDER -->
        <tr>
          <td>
            <table class="mobile_table_width" width="700" border="0" cellpadding="0" cellspacing="0" align="center">
              <tr>
                <td><img src="https://image.paypal-communication.com/paypal_eu/common/module_system/wireframe/images/template_bot_left_1px.jpg" width="1" height="20" alt="" border="0" style="display:block;"></td>
                <td><img src="https://image.paypal-communication.com/paypal_eu/common/module_system/wireframe/images/template_bot_left_3px.jpg" width="3" height="20" alt="" border="0" style="display:block;"></td>
                <td><img class="head_top_320px" src="https://image.paypal-communication.com/paypal_eu/common/module_system/wireframe/images/template_bot_312px.jpg" width="312" height="20" alt="" border="0" style="display:block;" /></td>
                <td><img class="head_top_160px" src="https://image.paypal-communication.com/paypal_eu/common/module_system/wireframe/images/template_bot_160px.jpg" width="160" height="20" alt="" border="0" style="display:block;"></td>
                <td><img class="head_top_220px" src="https://image.paypal-communication.com/paypal_eu/common/module_system/wireframe/images/template_bot_220px.jpg" width="220" height="20" alt="" border="0" style="display:block;"></td>
                <td><img src="https://image.paypal-communication.com/paypal_eu/common/module_system/wireframe/images/template_bot_right_3px.jpg" width="3" height="20" alt="" border="0" style="display:block;"></td>
                <td><img src="https://image.paypal-communication.com/paypal_eu/common/module_system/wireframe/images/template_bot_right_1px.jpg" width="1" height="20" alt="" border="0" style="display:block;"></td>
              </tr>
            </table></td>
        </tr>
        <!-- / TEMPLATE: BOT BORDER --> 
        <!-- TEMPLATE: UTILITY FOOTER -->
        <tr>
          <td><table class="mobile_table_width" width="700" border="0" cellpadding="0" cellspacing="0" align="center">
              
              <tr>
          <td><table class="mobile_table_width" width="700" border="0" cellpadding="0" cellspacing="0" align="center">
              <tr>
                <td class=""><table class="mobile_table_width_utility_nav"  border="0" cellpadding="0" cellspacing="0" align="left">
                    <tr>
                      <td align="left" class="ultility_nav_padding" style="padding:19px 0 21px 29px; font-family:Arial, Helvetica, sans-serif; -webkit-font-smoothing: antialiased; font-size:13px; color:#666; font-weight:bold;">
                      
                      <a
 href="https://email-edg.paypal.com/r/K9S0BI2/U8HBEP/6TQCG7/NUX33V/JQDG0F/I9/h" class="utility_nav" style="text-decoration:none; color:#666;" target="_blank"
>Help</a>

<img class="utility_nav_spacer" src="http://img.ed4.net/spacer10.gif" height="1" width="10" border="0" style="display:inline;" /><a
 href="https://email-edg.paypal.com/r/K9S0BI2/U8HBEP/6TQCG7/NUX33V/RPRA5B/I9/h" class="utility_nav" style="text-decoration:none; color:#666;" target="_blank"
>Contact</a>

<img class="utility_nav_spacer" src="http://img.ed4.net/spacer10.gif" height="1" width="10" border="0" style="display:inline;" /><a
 href="https://email-edg.paypal.com/r/K9S0BI2/U8HBEP/6TQCG7/NUX33V/JQDG03/I9/h" class="utility_nav" style="text-decoration:none; color:#666;" target="_blank"
>Security</a>



</td></tr></table>        


                                    
                                    
                   
                  
                  <!-- TEMPLATE: UTILITY FOOTER: PHONE -->
                  
  
                     
                      <td class="no_mobile_phone"align="middle" width="13"><img class="utility_nav_spacer" src="http://img.ed4.net/spacer10.gif" height="1" width="150" border="0" style="display:block;" /></td>
                      
                      
                 
                  
                  <!-- / TEMPLATE: UTILITY FOOTER: PHONE -->
                
              </tr>
            </table></td>
        </tr>
            </table>
          </td>
        </tr>
        <!-- / TEMPLATE: UTILITY FOOTER --> 
        <!-- TEMPLATE: HORIZONTAL RULE -->
        <tr>
          <td><img class="horizontal_rule" src="https://image.paypal-communication.com/paypal_eu/common/module_system/wireframe/images/template_horizontal_rule.jpg" width="700" height="2" alt="" border="0" style="display:block;"></td>
        </tr>
        <!-- TEMPLATE: HORIZONTAL RULE --> 
        <!-- TEMPLATE: SPOOF -->
        <tr>
        <td style="font-family:Helvetica,Arial,sans-serif;  -webkit-font-smoothing: antialiased; font-size:11px; color:#666666; text-align:left;">
        <table width="100%" border="0" cellpadding="0" cellspacing="0">
        <tr>
          <td style="padding:19px 29px; font-family:Helvetica,Arial,sans-serif;  -webkit-font-smoothing: antialiased; font-size:11px; line-height:19px; color:#8c8c8c; text-align:left;"><span style="font-family:Helvetica,Arial,sans-serif;  font-size:11px; color:#8c8c8c; text-align:left;"><span style="font-weight:bold;">How do I know this is not a fake email? </span><br /><br />An email really coming from PayPal will address you by your first and last names or your business name. It will not ask you for sensitive information like your password, bank account or credit card details. Most fake emails threaten that your account will be in jeopardy if you do not take action immediately. An email that urgently requests you to supply sensitive personal information is usually an attempt 
at fraud. Also, fake emails often contain misspellings and grammatical errors or are written in a language which you did not set as preferred for your PayPal account. Remember not to click any links in suspicious looking emails.<br /><br /><a
 href="https://email-edg.paypal.com/r/K9S0BI2/U8HBEP/6TQCG7/NUX33V/1CT85Q/I9/h" style="color:#666; text-decoration:underline;" target="_blank"
>Click here to learn how to defend yourself against phishing and spoofing.</a></span></td>
          </tr>
          </table>
          </td>
        </tr>
        <!-- / TEMPLATE: SPOOF --> 
        <!-- TEMPLATE: HORIZONTAL RULE -->
        <tr>
          <td><img class="horizontal_rule" src="https://image.paypal-communication.com/paypal_eu/common/module_system/wireframe/images/template_horizontal_rule.jpg" width="700" height="2" alt="" border="0" style="display:block;"></td>
        </tr>
        <!-- TEMPLATE: HORIZONTAL RULE --> 
        <!-- TEMPLATE: FOOTER -->
        <tr>
        <td style="font-family:Helvetica,Arial,sans-serif;  -webkit-font-smoothing: antialiased; font-size:11px; color:#666666; text-align:left;">
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